I currently have a 17.99% APR credit card. I've had it for almost a year now. 11 months to be exact. I want to go to a lower interest rate card. Does anyone know a good low interest rate card?|||It all depends on your score, but give a try to Washington Mutual, Capital One or Orchard Bank. All recently gave me a 0% APR for 12 months. With Washington Mutual it helps if you have a checking/savings account with them, since then you can pay the stuff immediately online.|||Best ones out there right now...
Simmons First Natl Bank Personal Platinum 8.95 Fixed
$0 Annual Fee
Pulaski Bank %26amp; Trust Co. Personal Standard 7.99 Fixed
$35 Annual Fee|||I would highly recommend Pulaski Bank.. they offer a very low FIXED rate, which is far better than short term 0% offer!
Good luck!|||check out online all of the credit card companies....look for one with 0%...those are hard to come by, and the 0% is for a limited time...but its good while it lasts. Your interest rate is determined by how much of a credit risk you are, so the better your credit, the lower your rate. YOu can apply online for most places...just shop around. Look for one with no annual fee too!|||There are a lot of credit card companies that will advertise cards at 0% interest, but it is usually only for a limited time after you get it. You have to read the fine print before applying. You may be able to negotiate with your current credit card to get a lower rate. I would start there and see if they are willing to keep you as a customer. Sometimes just threatening to take your business elsewhere will convince them to do something!!|||Call the credit card you have and ask them to reduce your rate. If they won't then is the time to get another one. 17.99% is outrageous.
Subscribe to:
Post Comments (Atom)
No comments:
Post a Comment